College Bound
Application and Draw Request Now Available for the 2011-12 academic year!
Get your Private Student Loans from ACMG!
Whether you plan to attend college across town or across the country……. ACMG Federal Credit Union makes it easy for you to access your money! In addition, we have all the tools for you need to be successful when it comes to handling personal finances. Questions on anything money related? Access info whenever you need it with our special On Your Way website dedicated to young adults and the financial issues you'll encounter. This site offers your choice of articles, blogs and video clips, plus monthly drawings for electronic gifts just for visiting! Before it's time to leave for college... talk with a helpful ACMG Member Service Representative to sign-up for the essentials:
- Savings Account -- it takes a minimum deposit of $5.00 to open a share savings account. This account is sometimes called a “share”. This term refers to the basic plan of credit unions where members are part owners, or have a “share” in the credit union. A share savings account is what qualifies a member and gives that member the right to vote on credit union issues.
- Student Checking Accounts -- $1.00 is all it takes to open and maintain a student checking account. In most cases, you'll enjoy the following benefits:
No monthly service charges/unlimited check writing and transactions/FREE first box of checks
No minimum balance (beyond your initial $1.00 deposit)
VISA Debit Card, now with Reward Points (acts as ATM Card -- find ATM)
Direct deposit/payroll deduction
Overdraft Protection (Line of Credit)
24/7 phone banking / Online Banking, eStatements, Mobile Money (access accounts via text or internet capable phone) and Bill Payer
12 FREE withdrawals & 4 inquiries/month for ATM transactions conducted outside of ShareNet ATM Network*
- Nationwide & Local Branch Access -- thousands of locations available for you to access your credit union account! Walk into a Shared CU Service Center just like you would your own ACMG branch.... to make deposits & withdrawals, transfer funds, make loan payments & so much more!
- Nationwide & Local ATM Access -- traveling?... get cash without surcharge fees! Simply use Allpoint - America's largest surcharge-free ATM network with over 40,000 Allpoint ATM locations nationwide.... there's bound to be one near you! Plus you have access locally to the Sharenet ATM Network -- fee-free and surcharge-free!
- Student VISA Credit Cards -- low fixed rate credit cards with reasonable limits to help build your credit the right way. (More details)
- VISA Debit Cards -- use your free VISA debit card to get cash at ATMs and make purchases in stores, by phone, or online. Purchases are always deducted from your checking account, but when you choose the "credit" option and sign for your purchases... you'll earn Reward Points! Enrollment is free and automatic the first time you use the card and choose the "credit" option.
- Online Banking, Bill Pay, eStatements and Mobile Money -- easily keep track of your account, save time and money paying bills, and receive your monthly statement more securely and faster than by "snail mail". (More details)
* ACMG FCU ATM fee waived, however, ATM owner surcharge fee may still apply.
Note: Student members can avoid an owner surcharge fee by using any ATM within the Nationwide Allpoint ATM Network.
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